Medical Emergency Insurance
Medical Emergency Insurance covers you in the event of an unexpected medical emergency as a result of a medical procedure.
YOU are covered for an Unexpected Complication(s) arising whilst YOU are undergoing the “Elected Procedure” or occurring during the Recovery Period and requiring an Emergency Procedure to be undergone by YOU the Insured Person.
The “Elected Procedure” means any cosmetic medical procedure undertaken by YOU, performed by a Medical Practitioner and the costs of which, or any procedures resulting therefrom, are not paid by a Medical Scheme.
Emergency Medical Expenses or costs shall mean all actual expenses necessarily incurred by YOU in respect of the Emergency Procedure, within 3 (three) months of the completion of the Elected Procedure;
The “Emergency Procedure” means a medical procedure or treatment, which a Medical Practitioner in his/her professional opinion believes to be necessary to treat an Unexpected Complication.
The Insurers shall not be liable to pay YOU the Insured Person in respect of claims:
If the Insurers allege that by reason of this Exclusion, any claim is not covered by this Policy, the burden of proving the contrary shall be upon YOU