Medical Top-Up/Visa

This policy is NOT a Medical Aid, and does not provide cover for procedures that can be carried out in Your country of residence after repatriation. Our travel insurance covers unexpected illness and injury only.

To understand what you are not covered for you need to read the policy Terms & Conditions and Policy Schedule emailed to you carefully. A summary of each section included is shown below.

The policy may be cancelled provided your journey has not yet started, no visa has been obtained using the policy and no claims have been submitted.



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Fast Facts

  • Overseas Medical : R15 000 000
  • Cancellation & Curtailment : R15 000
  • Travel Delay: up to R3 500
  • Personal Baggage: up to R10 000 
  • Legal: R1 000 000
  • Carrier Accumulation Limit : R50 000 000

Priced from

ZAR 240,00

Quote and Buy



Overseas Medical

1.1 Not pre-existing R15 000 000
1.2 Pre-existing condition (in hospital expenses) R500 000
1.3 Amateur sport/winter sport Included in 1.1
1.4 Terrorism R2 000 000
1.5 Evacuation/Repatriation/Return of mortal remains Included in1.1
1.6 Dental or Optical: illness R2000

 

Cancellation & Curtailment

2.1 Illness/Injury or death (not pre-ex)

2.2 Being made redundant

2.3 Damage or Burglary affecting your home : R10,000+

2.4 Your compulsory quarantine

2.5 Terrorist incident 14 days before trip

R15 000

Travel delay

3.1 Flight/ cruise departed late ( 6 hours +) R3 500
3.2 Late arrival of flight/ cruise = missed connecting flight/cruise (4 hours connecting time) R2 500

 

Personal Baggage

4.1 Baggage, clothing and toiletries R10 000
4.2 Any one article/pair/set of articles R1 500
4.3 Sunglasses/Prescription glasses/ cellphones/Ipad/Ipod R1 000
4.4 Loss, damage or theft from beach/pool side R1 000
4.5 Laptop, palmtop or computer R2 000
4.6 Cash and/or passport R2 000
4.7 Baggage Delay outside home Country (6 hours +) R1 500

 

Legal

5.1 Personal Liability - Excess R1000 R1 000 000
5.2 Bail Bond R5 000

Personal Accident

6. Death /Permanent Disablement R50 000

Carrier Accumulation Limit

Carrier Accumulation Limit R50 000 000